Handicap +3.5 and -3.5

Asian Handicap +3.5 and -3.5 are betting markets that give one team or player a three-and-a-half-point advantage or disadvantage when the bet is settled.

A +3.5 handicap adds 3.5 points to your team’s score for betting purposes.
A -3.5 handicap subtracts 3.5 points from your team’s score for betting purposes.

These handicaps are usually used when there is a significant difference in strength between two teams or players. They adjust the score before the bet is graded.

Use our handicap calculator to check how +3.5 and -3.5 lines affect the final result. Enter the score and see whether your bet would win or lose.

Here’s an example of a 3.5 handicap at 1xBet:

What Does Handicap +3.5 Mean?

Taking a team at +3.5 means 3.5 points are added to its final score for the purpose of settling the bet.

For example, you back Borussia Dortmund +3.5 against Bayern Munich.

Your bet wins if Borussia Dortmund win, draw, or lose by three or fewer goals. It loses only if Bayern Munich win by four or more goals.

What Does Handicap -3.5 Mean?

Taking a team at -3.5 means 3.5 points are deducted from its final score for the purpose of settling the bet.

For example, you back Bayern Munich -3.5 against Borussia Dortmund.

Bayern Munich must win by four or more goals for the bet to win.

How Handicap +3.5/-3.5 Bets Are Settled

Handicap bets are settled using the final score from the period specified in the bookmaker’s rules.

For standard full-time bets, bookmakers usually use the score after 90 minutes plus stoppage time. Extra time and penalty shoot-outs are not included unless stated otherwise.

For live bets, always check the bookmaker’s rules, as the settlement method can vary. Many bookmakers apply the handicap based on the score at the time the bet is placed.

Handicap +3.5/-3.5 vs Match Result

A standard match result bet only depends on which team wins, while a handicap bet also considers the winning margin.

A -3.5 handicap requires the favourite to win by four or more goals, while +3.5 allows the underdog to lose and still win the bet if the defeat is within three goals.

No Push With +3.5/-3.5

Because +3.5 and -3.5 are half-point handicap lines, these bets cannot finish level on the handicap line. They are always settled as either a win or a loss.

• This is different from whole-number handicaps such as +3 or -3, where the adjusted score can be level, resulting in a push and the stake being returned.
• Unlike quarter handicaps such as +3.75 or -3.75, +3.5 and -3.5 are settled entirely on one line and are not split between two different lines.

Pros and Cons of Handicap +3.5/-3.5

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