Total Goals Over 3.5: Explanation and Useful Tips
Lina Almans
10 April 2024
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Total goals over 3.5 is a betting market where the bet wins if there are at least 4 goals in a match. For instance, scorelines like 3:1 or 2:3 mean the bet wins because the total goals are 4 and 5.

It can also be applied to different segments (1st half/2nd half), specific intervals, or individual goals (how many goals a specific player will score).
How to Calculate Total Goals Over 3.5
What are the conditions for winning or losing the bet? Here’s a simple explanation.
Wager | Scenario | Example | Outcome |
Over 3.5 | 4+ goals | 3:1, 2:2, 2:3, etc. | Win |
Over 3.5 | Less than 4 goals | 1:1, 2:0, 0:3 etc. | Lose |
Suppose you place a bet of $100 on the total goals over 3.5 in a match between AC Milan and Borussia Mönchengladbach. The odds for this bet are 2.20. If the match ends with a score of 4:2, here’s how you calculate your winnings:
- Payout = $100 x 2.20 = $220
- Profit = $220 – $100 = $120
However, if the match ended with less than 4 goals, the wager would be lost.

Markets to Bet on with Total Goals Over 3.5
- 1 or 2 Half: Pick either the 1st or the 2nd half to have 4 goals or more
- Player-Specific Goals: Choose a player who you think will score 4+ goals.
- Team Goals: Bet on which team will score 4 goals or more in the match.
- Time-Specific Goals: Bet on whether there will be 4 goals or more in a specific period of the match.
Maximizing Wins with Total Goals Over 3.5: Tips
When it comes to betting on over 3.5 goals, it’s a bit of a long shot. However, since this bet counts the total goals scored by both teams, it can be easier to win.
✅ Targeting High-Scoring Clubs
Clubs that consistently score high, such as Bayern Munich with an 88% rate of scoring over 2.5 goals per match and an average of 3 goals per game, are prime targets. Similarly, Tottenham with an 82% rate and Newcastle with 75% in the 2024 season, show that they can contribute to a total that surpasses the 3.5-goal mark.
✅ Choosing the Right Leagues
Leagues known for their offensive playstyle are more likely to feature matches that exceed 3.5 goals. Bundesliga, Premier League, Eredivisie, are examples of leagues where over 3.5 goals bets could pay off more frequently.
❌ Steering Clear of Defensive Teams
Conversely, it’s advisable to steer clear of teams with a defensive approach to their games. Matches involving such teams are less likely to end with a high goal tally.
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